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BLACKAMIR.COM
Save The Culture

 In the fall of 2014, out of St. Petersburg, Florida, Black Amir began its movement to

be a home for self-expression for all, and to bridge the gap between the youth and

their culture. The term Black Amir, is coined as one being royal, because we want

our society to be rich in culture with the power to influence.

This next generation represents a collection of our culture- the artists, the athletes,

the activists, the students, and the free-thinkers.

Blog

Blogs from Black Amir

 
 

Dollar-cost averaging is a simple investment strategy that can help reduce the impact of market volatility. Instead of investing a large amount of money all at once, you regularly invest smaller fixed amounts over time. 

Here's how it works: Let's say you want to invest in a particular stock. Instead of buying a bunch of shares at once, you decide to invest $100 every month. When the stock price is high, your $100 will buy fewer shares, but when the price is low, your $100 will buy more shares. Over time, this approach averages out the cost of your investments.

By using dollar cost averaging, you don't have to worry too much about trying to time the market and make the perfect buy or sell decision. It allows you to spread out your investment over time and potentially benefit from the ups and downs of the market.

Overall, dollar cost averaging is a strategy that helps you invest consistently and manage the risks associated with market fluctuations.

Learn more about investing

Black Amir has teamed up with Afterpay to make your shopping experience a lot easier.

What is Afterpay

Overview
Afterpay allows you to shop for
the things you love and pay over time.
Split your purchase across
4 installments, due every two weeks.

All payments are interest-free and
there are no additional costs,*
as long as you pay on time.


So buying a $200 item will see you
pay 4 x $50 every 2 weeks following
your initial purchase payment. All the
while the item is at home with you!

10 Powerful Money Habits (E-Book)

One of the core values of our brand, Black Amir is to make accessible, the resources needed to gain financial literacy. We realized the need for such understanding, which propelled us to create this step by step financial e-book. Our goal is to teach the basic fundamentals needed to improve your finances, eliminate debts and escape the paycheck-to-paycheck mentality which continues to be cycled in our community today. This easy to read and comprehend e-book has proven to be extreme valuable for readers.

“Spend Less Than You Earn”

A person that spends more than he or she earns will never achieve financial independence. If you spend more than you earn, you will never achieve financial independence. As I mentioned earlier in the introduction, a simple formula for wealth building is finding ways to reduce your expenses while increasing your income and using a percentage of that income to buy assets. These assets overtime will create cash-flow and the opportunity for financial independence. Spending less than you earn can be challenging at first but once you’ve established an automated system to help with managing your finances, you’ll realize it is much easier than expected.

Living paycheck to paycheck is risky and will cause a very stressful lifestyle. Sadly, at any moment a minor financial problem could become a nightmare when you are living paycheck to paycheck. Developing the self-control of living on less than you earn could eventually build up a decent nest egg. Living on less than you earn can also create opportunities such as paying off debt early, investing in early retirement or treating yourself to a nice vacation. The key is to get started! A person that makes sixty thousand per year that saves and invests twenty-five thousand each year is richer than a person that makes one hundred thousand per year and spends ninety thousand on liabilities such as auto loans, credit cards, and payday loans.

Living on less than you earn could be such a challenge since we live in an era where society has so much influence on our spending decisions. You will constantly see others posting new cars, expensive clothing and jewelry. You will be tempted to keep up with that lifestyle but please don’t fall victim, the shiny object syndrome can be very contagious. For this exact reason, it is extremely important to develop self-control in order to delay instant gratification. Always be in control of your spending decisions. Ignore the flex that you see on or off social media. DO NOT confuse your social media reality versus that of your reality. Most people are living a life they can’t maintain and as a consequence, they utilize multiple credit cards to stay afloat.

Living on less than you earn is necessary because when opportunities present themselves, the people who are living below their means can take advantage of those opportunities while others who are living above their means cannot.

Black Amir

The fundamentals of this book will create a solid foundation for all readers with the goal of achieving better money management skills, the ability to set achievable goals, and lastly to create ways to eliminate debts and escape the paycheck-to-paycheck mentality.

  • iOS users must have the latest version of iBooks for the best reading quality.

  • Android users must have the latest version of Google Play Books for the best reading quality.

  • You will receive a link to your email to download the file after purchase.

  • Please note that the link will expire within 24 hours of your first access.

    Book Design By Tarik Lewis